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Contrasting of Equifax Inc. (EFX) and Its Peers

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As Credit Services company, Equifax Inc. (NYSE:EFX) is competing with its peers based on the profitability, analyst recommendations, risk, institutional ownership, dividends, earnings and valuation.

Insider and Institutional Ownership

95.6% of Equifax Inc.’s shares are held by institutional investors. Comparatively, 50.46% of all Credit Services’s companies shares are held by institutional investors. On other hand Equifax Inc. has 0.2% of its shares held by company insiders versus an average of 12.77% insiders ownership for its competitors.

Profitability

On first table we have Equifax Inc. and its competitors’ return on assets, return on equity and net margins.

Net Margins Return on Equity Return on Assets
Equifax Inc. 8.79% 9.40% 4.20%
Industry Average 43.83% 25.74% 8.57%

Earnings & Valuation

The following data compares Equifax Inc. and its competitors’ valuation, gross revenue and net income.

Net Income Gross Revenue Price/Earnings Ratio
Equifax Inc. 299.80M 3.41B 44.64
Industry Average 844.67M 1.93B 19.34

Equifax Inc. has higher revenue and P/E Ratio than its rivals. With presently higher price-to-earnings ratio Equifax Inc. is more expensive than its peers.

Analyst Recommendations

Table 3 shows summary of current ratings for Equifax Inc. and its competitors.

Sell Ratings Hold Ratings Buy Ratings Rating Score
Equifax Inc. 1 3 4 2.50
Industry Average 1.20 2.28 3.23 2.62

Equifax Inc. presently has a consensus price target of $118.38, suggesting a potential downside of -5.34%. The potential upside of the peers is 63.82%. The analysts’ opionion based on the results given earlier is that Equifax Inc. is looking more favorable than its peers.

Performance

Here are the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of Equifax Inc. and its rivals.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Equifax Inc. -0.15% 2.99% 4.22% -17.68% -1.15% 18.35%
Industry Average 6.00% 25.30% 19.98% 14.01% 20.28% 35.86%

For the past year Equifax Inc.’s stock price has smaller growth than the average for its competitors.


Liquidity

The Current Ratio and a Quick Ratio of Equifax Inc. are 1.1 and 1.1. Competitively, Equifax Inc.’s rivals have 10.04 and 10.23 for Current and Quick Ratio. Equifax Inc.’s rivals have better ability to pay short and long-term obligations than Equifax Inc.

Volatility & Risk

Equifax Inc. has a beta of 1.22 and its 22.00% more volatile than S&P 500. Competitively, Equifax Inc.’s rivals are 29.62% more volatile than S&P 500, because of the 1.30 beta.

Dividends

$1.56 per share with a dividend yield of 1.25% is the annual dividend that Equifax Inc. pays. On the other side Equifax Inc.’s peers have dividend yield of 3.33%.

Summary

Equifax Inc.’s rivals show that they’re better in 5 of the 7 factors compared to the company itself.

Equifax Inc. provides information solutions and human resources business process outsourcing services for businesses, governments, and consumers. The company operates through four segments: U.S. Information Solutions (USIS), International, Workforce Solutions, and Global Consumer Solutions. The USIS segment offers consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting; mortgage loan origination information; financial marketing; and identity management services. The International segment provides information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and services to support debt collections and recovery management. The Workforce Solutions segment provides employment, income, and social security number verification services; and payroll-based transaction and employment tax management services. The Global Consumer Solutions segment offers credit information, credit monitoring, and identity theft protection products directly to consumers through the Internet and hard-copy formats. Equifax Inc. serves customers in financial service, mortgage, human resource, consumer, commercial, telecommunication, retail, automotive, utility, brokerage, healthcare, and insurance industries, as well as state and federal governments. It operates in the United States, Canada, Argentina, Brazil, Australia, New Zealand, Chile, Costa Rica, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Uruguay, Peru, Portugal, the Republic of Ireland, Spain, the United Kingdom, Cambodia, Malaysia, India, Russia, and Singapore. Equifax Inc. was founded in 1899 and is headquartered in Atlanta, Georgia.


Source: on 2019-04-15 06:18:45

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