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How to Protect the Massive Amount of Personal Info Online

New IdentityTheft Scam

The topic of personal
information that is stored online is one of those things that can quickly send
you down a rabbit hole of anxiety, once you really start thinking about it.

For instance, let’s say
you recently ordered some socks from an online retailer. To complete that
simple transaction, you had to enter in your name, address, phone number, email
address and credit card number. Even if you declined to have your account number
saved for next time, you just gave an online retailer a whole bunch of personal
data.

What Types of Personal Data is Online?

The term “personal
data” actually extends far beyond your name, address and credit card info. It
also includes health records, bank accounts, Social Security numbers and more,
all stored online.

In the case of your
sock order, at least you willingly provided the company with some of your
personal data. But in reality, there are countless times on any given day when
you are unwittingly sharing tons of data about you, your online habits and
more. For instance, traditional cookies are often used by huge companies like
Google and Facebook to follow you around online from site to site. Devices
known as fingerprinters can track you by creating a profile of the device you
use to go online; they can learn your IP address and what type of computer you
have. And, unless you have a law degree and really pore over each and every
terms of agreement disclosure on every online store, you may be agreeing that
it’s okay for the company to sell your information to other corporations and
data collecting firms.

Get Ahead of the Game with Online Security

If the previous
paragraphs have you wanting to never order anything online again, surf the net
or use Facebook, take heed: there are a number of steps you can take to improve
your online security and reduce the amount of personal data that is floating
around on the internet.

First, start by
deleting or deactivating
as many shopping, social network and online
service accounts as you can. Focus on the ones that you rarely, if ever,
use—like maybe the Reddit account you opened up for fun a year ago or the one
time you bought light bulbs online from Home Depot. To delete these accounts,
go to the My Account page on each site and look for the option to delete,
deactivate or close the account. If you are not having any luck on certain
sites, trying Googling “how to delete my (fill in name of website) account” for
advice.

Next, do everything you can to remove your personal data from collection sites that have mined your information, probably without your knowledge. These include Whitepages.com, Spokeo and others. Each one should have a Privacy or Opt Out section on the site—it may take some digging on your part to find it, but with due diligence you should discover how to remove your personal data from these sites.

Invest in Identity Theft Protection

In addition to doing everything you can to remove your personal data from as much of the internet as possible, it is also helpful to invest in an identity theft protection plan from a company like LifeLock. You only have so much time on any given day to monitor your personal data, but LifeLock’s state-of-the-art programs will protect your private information all day long. If something seems amiss, you will get a notification—for instance, if someone has stolen your identity and is now trying to apply for a car loan at a local dealership, the company will alert you, and then take steps to fix the issue. To help you save more of your hard-earned money, LifeLock is currently offering coupons for ID protection that will save you up to 25 percent off of your first year of service.

Be Smart, Stay Safe Online

Yes, your personal data
is online, and yes, you allowed some of it to be there. But instead of being
fearful of what has been collected and how it may be used, take the online
security bull by the horns and take the necessary steps to remove as much of
this sensitive data as you can. This step, along with an identity theft plan,
can help you sleep better at night, knowing you have done your part to be on
top of your online security.



Source: on 2020-03-22 16:15:00

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