There are plenty of identity theft companies to consider, and they generally offer similar features with some exceptions. Also, be aware that you may pay more or less for the identity protection and credit monitoring benefits you want the most, so it’s important to shop around.
Identity Guard stands out because all of its plans come with up to $1 million in identity theft insurance. However, you should note that other providers like ID Watchdog also offer this level of coverage. ID Watchdog also offers special benefits for children in their family plans, including the ability to lock your child’s credit report with Equifax.
Also be aware that the top tier plan from ID Watchdog includes $500,000 in insurance against 401(k) or HSA theft, and this is offered on top of the $1 million in basic identity theft coverage. This feature is unique among identity theft protection plans, so it’s worth checking out if you have a large retirement account balance to protect.
LifeLock plans offer a lesser level of identity theft insurance unless you buy their top tier Ultimate Plus plan, which includes $1 million in identity theft insurance. Still, LifeLock stands out due to the fact their plans come with Norton 360 computer software and monitoring, which can help protect you when you use your computer for shopping, banking and more. Also note that the bottom tier of coverage from LifeLock includes credit monitoring with one bureau, which cannot be said for Identity Guard.
At the end of the day, any of the top identity theft protection plans could provide you with the coverage you need, but Identity Guard stands out for a few reasons. You get $1 million in identity theft insurance regardless of the plan you choose and you can save by paying for a full year of monitoring upfront.
Source: on 2020-11-20 09:03:45
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