There are a lot of preventative actions you can take to reduce your likelihood of becoming a victim of identity theft, from placing a security freeze on credit reports and shredding all those credit card applications you get in the mail, to encrypting your data with a VPN or bolstering security with a high-tech password manager. However, no matter how careful you are, it’s pretty much impossible to completely erase the threat of cyber fraud. All it takes is one online retailer taking their eye off the cybersecurity ball for your personal information to wind up in nefarious hands. That’s why you need a service like LifeLock from Norton, which not only helps you prevent identity theft, but also protects you from the fallout in the event that you do become a victim. And right now, you can get up to 25-percent off your subscription.
Think identity theft won’t happen to you? Think again. It’s estimated that 14.4 million consumers fell victim to identity theft in 2018 alone. Of those 14.4 million consumers, about 3.3 million were held financially responsible for some of the fraud committed against them, with their total out of pocket costs estimated to be about $1.7 billion. In general, it’s estimated that 1 in 3 U.S. adults has been the victim of identity theft, which is more than twice the global average. And it’s not just credit card theft people have to worry about. More and more criminals are using social security numbers and birth dates to file fraudulent tax returns, steal from investment accounts, create new mobile phone accounts, and rack up huge medical bills, among other things. And unlike credit card fraud, in many of these new cases, it can be difficult to prove that you were not responsible.
So if you’re tired of ignoring the problem and want to actively protect yourself from identity theft and its potentially crippling financial ramifications, you need to check out LifeLock.
What is LifeLock? You can think of it as insurance against identity theft. Not only does it give you high-tech tools that help you prevent cyber-threats and alert you to potential problems, but in the event that your identity is stolen, their identity restoration specialists help you resolve the issue. Meanwhile, you get reimbursed for any stolen funds, personal expenses, or legal fees.
The LifeLock Standard plan offers up to $25,000 in stolen funds reimbursement, up to $25,000 in personal expense compensation, and up to $1 million in coverage for legal fees and expert consultation.
In addition to financial compensation, this plan gives you security alerts for identity, credit cards, and social security number, credit monitoring (one bureau), identity restoration assistance, lost wallet protection, USPS address change verification, dark web monitoring, LifeLock privacy monitor, and data breach notifications.
The LifeLock Advantage plan offers up to $100,000 in stolen funds reimbursement, up to $100,000 in personal expense compensation, and up to $1 million in coverage for legal fees and expert consultation.
In addition to all the features included in the Standard plan, the LifeLock Advantage plan gives you bank and credit card activity alerts, alerts on crimes committed in your name, and an annual credit report and score from one bureau.
The LifeLock Ultimate Plus plan gives you the most comprehensive coverage. It offers up to $1 million in stolen funds reimbursement, up to $1 million in personal expense compensation, and up to $1 million in coverage for legal fees and expert consultation.
In addition to all the features included in the Advantage plan, the LifeLock Ultimate Plus plan gives you credit monitoring with all three bureaus, an annual three-bureau credit report and score, security alerts for 401k and investment activities, home title monitoring, fictitious identity monitoring, and ID verification monitoring.
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