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Which Credit Cards Offer Roadside Assistance? – Forbes Advisor

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Although no one can anticipate when they might have car trouble, it can be comforting to know that you have access to roadside assistance when you need it.

Also known as roadside dispatch, roadside assistance is an on-call service that can help you with your vehicle if you’re having trouble. The service can be used for things like changing a flat tire, getting towed to a repair shop or jump-starting a dead battery.

You may not even need to pay for a stand-alone service like AAA or AllState Motor Club if your credit card gives you access to this service, but not all credit card roadside assistance is created equal.

Some of the best cards with roadside assistance offer the service on a pay-per-use basis. The exact cost per use of the service will depend on several factors including the issuer and the contracted rate on your specific card. Here are the policies of several major issuers and card networks.

Visa

Roadside Dispatch is offered on all Visa cards and can be reached at 1-800-847-2869. For a flat fee of $69.95, you’ll get the following services:

  • Standard towing: Up to 5 miles included
  • Tire changing: You must have good, inflated spare tire
  • Jump starting
  • Lockout service (no key replacement)
  • Fuel delivery: Up to 5 gallons (plus the cost of fuel)
  • Standard winching

Mastercard

Master Roadside Assist is on select Mastercard Platinum, World and World Elite cards by calling 1-800-Mastercard. The price varies based on the service you receive and the negotiated rate between the provider and Mastercard.

American Express

Roadside assistance was dropped from all cards on Jan. 1, 2020.

Discover

All Discover Visa cards offer roadside assistance through Visa. See the Visa roadside assistance policy, above, for details.

Bank Issuers

Bank of America

All Bank of America Visa cards offer roadside assistance through Visa.

Capital One

Most Capital One cards offer roadside assistance through Visa or Mastercard. This includes Savor® Rewards from Capital One®*, SavorOne® Rewards from Capital One®*, VentureOne® Rewards from Capital One®*,  VentureOne® Rewards from Capital One® Credit Card*, Quicksilver® from Capital One®* and QuicksilverOne® Rewards from Capital One®*.

Chase

All Chase Visa and Mastercards offer some form of roadside assistance.

  • Chase Sapphire Reserve®: Roadside assistance includes benefits for  service events like flat tires, dead batteries, running out of gas and lockouts up to a maximum of $50 per occurrence, four times a year.
  • Chase Sapphire Preferred® Card, Chase Freedom Unlimited®, Chase Freedom®* (Not currently available to new applicants) and Chase Freedom Student Card*: Pay-per-use benefit offered through Visa for services that includes towing up to five miles, tire changing, jump starting, standard winching and lockout services.
  • Chase Freedom Flex℠: Offers Master Roadside Assist as a pay-per-use benefit through Mastercard for services that include jump-starts, towing, gas delivery and tire changes.

Citibank

Roadside assistance was discontinued as a Citi-offered perk on all cards in Sept. 2019. Some co-branded cards, like the Costco Anywhere Visa® Card by Citi*, may offer roadside assistance.

Wells Fargo

Roadside assistance is available on the Wells Fargo Cash Wise Visa*®, Wells Fargo Visa Signature®*, Wells Fargo Rewards ® card, Wells Fargo Platinum card* and the Wells Fargo Cash Back College card all offer roadside assistance through Visa. The Wells Fargo Propel American Express* card also offers roadside assistance that mirrors what Visa offers for a flat fee of $59.95.

U.S. Bank

The U.S. Bank Altitude® Go Visa Signature® Card*, U.S. Bank Cash+™ Visa Signature® Card*, U.S. Bank Visa® Platinum Card*, U.S. Bank Altitude® Reserve Visa Infinite® Card* and the U.S. Bank Secured Visa® Card* all have roadside assistance through Visa. The U.S. Bank FlexPerks® Gold American Express® Card* does not have roadside assistance service.

Bottom Line

Before you pay for an auto club membership, take a glance at the benefits you might already have in your wallet. By taking advantage of roadside assistance, you could save both money and more importantly have peace of mind when you need it.

Source: on 2020-12-11 08:52:30

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