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FNBO Evergreen Card 2021 Review – Forbes Advisor

Evergreen® Rewards Visa® Card* vs. TD Double Up Credit Card*

At first glance, the TD Double Up may seem identical to the FNBO Evergreen. It’s a no-annual-fee card that earns a net 2% cash back. The TD Double Up has a catch, however: You need an eligible TD account to redeem your earnings with the card. And, you have to live in one of the states where TD has a footprint to be eligible to open an account or apply for the card. If you’re already doing some banking with TD you may find this to be more of a convenience to deposit into a TD account than a hassle. But for everyone else, the FNBO Evergreen card is a lot simpler to apply for and redeem earnings.

Evergreen® Rewards Visa® Card* vs. PayPal Cashback MasterCard®*

Another option in the 2% cash back category is the no-annual-fee PayPal Cashback MasterCard. Unlike several other 2% cash-back cards, the PayPal Cashback card also has no foreign transaction fees, which can save you money on international purchases. There’s also no minimum redemption amount on the PayPal Cashback card, unlike the $25 minimum on cards like the TD Double Up and the Citi Double Cash.

The ability to take your earnings when you want, coupled with the lack of foreign transaction fees may give the PayPal Cashback card the edge. Keep in mind that you’ll have to have a PayPal account to both apply for the card and redeem your earnings, but an account is free and funds in your PayPal account can be transferred to your bank account for free too.

Evergreen® Rewards Visa® Card* vs. Chase Freedom Flex℠

If you’re seeking an all-purpose card with elevated rewards on spending across a broad swath of categories, the Chase Freedom Flex℠ could be that needle in the haystack. The card has an annual fee of $0 and earns at the following rates: Earn 5% cash back on eligible purchases in rotating categories, 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases.

Those earnings come as Chase Ultimate Rewards, a highly flexible currency that can be redeemed for cash back, travel, gift cards, merchandise or combined with rewards earned from a Chase Sapphire Preferred® Card or Chase Sapphire Reserve® card and transferred to one of Chase’s travel transfer partners.

Source: on 2021-07-01 09:03:27

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