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How to freeze your credit: Everything you need to know

Freezing your credit is the single most important thing you can do to minimize your risk of identity theft

. Fortunately, it’s free and easy to do, although each of the Big Three U.S. credit-reporting agencies has slightly different procedures for setting it up.

Once you set up a credit freeze, only those companies with which you already do business will get to see your credit file, and it will be almost impossible for someone else to set up a new account in your name. Credit freezes are permanent until you decide otherwise.

Source: on 2021-08-30 05:00:00

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