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How to freeze your credit with Experian

If you want an easy and free way to minimize your chances of identity theft, you should freeze your credit

. Once you do, only companies with which you already do business will be able to view your credit files, and it will be nearly impossible for someone else to open a new account in your name.

The drawback to freezing your credit is that you won’t be able to open a new account either. This can be a big problem when you’re trying to buy a car or a house, or even to get a new cellphone or cable-TV contract. Because of this, the credit bureaus make it easy to temporarily or permanently “unfreeze” your credit.

Source: on 2021-08-30 05:00:00

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