Poor credit score means poor credit loans, high interest rates, and almost no access to money, but Marvin Nathaniel Smith JR believes anyone can maneuver their way through poor credit scores with his latest publication titled “The Psychology of Credit”
Having a low credit score can be stressful and embarrassing. People who have a low credit score or none at all are suffering a lot of inconvenience from having their loan request rejected to high costs on insurance premiums or no insurance at all. Having studied the dynamics of credit scores and being established as a credit coach, Marvin Nathaniel Smith JR has written a book that perfectly explains how credit score works, providing expert opinions about the factors that influence credit scores.
The book titled “Psychology of Credit” was co-authored by Marvin and his wife Gloria and published on Amazon. In the book, Marvin and Gloria Smith take readers on a journey to better understand credit scores and how they can take control of it. In addition, the book contains insight on how to set up an effective strategy for improving each of the five components of a credit score which includes payment history, balance, available credit, new credit, and age of the account.
Marvin Nathaniel Smith JR is a seasoned credit coach, and he performs financial analysis to help people gain knowledge about their finances. With every opportunity he gets, Marvin wastes no time enlightening his audience about credit scores and improving them while debunking myths about credit scores. He also teaches about finance for all ages via his website www.dkrfundinggroup.com.
Everyone interested in learning the ropes of credit management, including qualifying for better interest rates and lower payments, will find Marvin’s book a resourceful piece. Applying the principles embodied in “Psychology of Credit” by Marvin and Gloria Smith is guaranteed to help repair credit scores while providing the means to fund projects and dreams.