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Take These Cards Out of Your Wallet Right Now | Smart Change: Personal Finance

New IdentityTheft Scam

And yes, people discover they have these things in their wallets, even if they know better. Identity theft consultant and author Carrie Kerskie says Social Security cards can end up in wallets because they were put in for a specific purpose — say, when starting a new job — and just never removed. Receipts, passwords and other items may have gone in your wallet “temporarily.”

In addition, the AARP recommends you take out:

  • Medicare and health insurance cards. Scammers may be able to use the info to get benefits using your data.
  • Employee badge when not needed for workplace access.
  • Birth certificate.

What to keep in your wallet

There are some things that belong in your wallet or car all the time. Those are the first things that you return to it when doing your clean-out:

  • Driver’s license or some other form of government-issued identification.
  • Student ID, if applicable.
  • Proof of auto insurance (could also be kept in your car’s glove box).
  • At least two general-use credit cards if you have them.
  • A medical alert card, if applicable.

What to carry only occasionally

Some cards you need only sometimes, such as:

  • Medical debit card for a flexible spending account.
  • Credit cards for specific retailers.
  • Health, dental or prescription insurance cards.
  • Membership cards.
  • Gift cards.

Source: on 2020-12-31 08:52:30

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